The New Rules of Homebuying: Budgeting for a House in 2025

For decades, buyers have been told to follow one simple rule: Don’t spend more than 30% of your income on housing. That is the gold standard. The budget benchmark. The line in the sand between “affordable” and “overextended.” But in 2025, that line no longer seems attainable. According to a Realtor

What’s Next for the 2025 Housing Market? Here’s What Experts Predict

Can you believe we’re already halfway through 2025? As we head into the second half of the year, a lot of buyers and sellers are asking the same thing: What’s next for the housing market? While no forecast is guaranteed, economists from Fannie Mae, Zillow, NAR, MBA, and others have released updated

Home Equity Is Surging. Borrowing Just Got Cheaper. Should You Tap In Now or Wait?

Right now, American homeowners are sitting on a record $11.5 trillion in tappable equity.  That’s equity you could access without selling your home, while keeping at least a 20% cushion in place. And, with interest rates on home equity lines of credit (HELOCs) falling, this may be the most affordab

Warren Buffett’s Berkshire Hathaway Predicts the Next Big Housing Trend

Imagine this: You walk through the front door after work. Your dad is teaching your daughter how to make his famous pasta sauce in the kitchen. Your mom is watering plants on the patio. Upstairs, your brother’s finishing up a Zoom call from his home office. Sound a little chaotic? Maybe. But for mi